FHA, VA, Conventional, USDA, Jumbo and Down Payment Assistance available!

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Quick and Efficient Pre-approvals

Work with an experienced Loan Officer who can identify the best program to meet yyour needs, quickly and efficientl.

Competitive Interest Rates

Soft credit inquiry and same day interest rate quotes.

Customer

Service

We are committed to offering the best customer service in the business.

FAQS

What are the main benefits of homeownership?

1. Building equity 2. Tax deductions 3. Stability and sense of community 4. Potential for increased property value

What is a points buy-down, and how does it work?

Points are prepaid interest that can lower your mortgage interest rate. Each point typically costs 1% of the loan amount and can reduce the interest rate by about 0.25%

How much can I afford to spend on a home?

Generally, housing costs should be no more than 28% of your gross income.

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Lorraine H.

"Richard was very informative and provided all the information I needed so I did not have to worry! Amazing!!"

Raphael S.

"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT
WWW.SML.TEXAS.GOV."