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FHA, VA, Conventional, USDA, Jumbo and Down Payment Assistance available!
Richard Murray
FAQS
What are the main benefits of homeownership?
1. Building equity 2. Tax deductions 3. Stability and sense of community 4. Potential for increased property value
What is a points buy-down, and how does it work?
Points are prepaid interest that can lower your mortgage interest rate. Each point typically costs 1% of the loan amount and can reduce the interest rate by about 0.25%
How much can I afford to spend on a home?
Generally, housing costs should be no more than 28% of your gross income.
"The results were not only measurable but impressive. Their team is responsive, creative, and truly understands our brand's unique needs. Highly recommended!"
Lorraine H.
"Richard was very informative and provided all the information I needed so I did not have to worry! Amazing!!"
Raphael S.
"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT
WWW.SML.TEXAS.GOV."
Expedient Mortgage Corporation
15900 La Cantera Parkway, #26200, San Antonio, TX, 78256
NMLS# 2424198
11207 Wild Pine, #104 San Antonio, TX 78253 NMLS# 2508938
